Find the Right Home

Discover your perfect home with our dedicated team ready to assist you every step of the way.

A Simple Loan Process

Enjoy a streamlined, hassle-free loan process designed to make your home buying journey smooth and straightforward.

Seamless In-House Closing

Experience a fast and efficient closing process with everything handled in-house, all under one roof.

For over two decades...

GFS Home Loans has been a trusted partner in turning homeownership dreams into reality. Founded by Mike Goldman, inspired by his father’s dedication, our company is built on a legacy of trust and experience. Our team, a close-knit family, provides personalized service with honesty and integrity. Blending rich history with a fresh, modern approach, we make the home buying process smooth and enjoyable. Join us on this journey, where your dreams find their address.

What our clients say about us!

Amazing! Thank You! Super easy and fast!

Netane Levy is by far the most experience Morgage broke I meet so far great communication did my Morgage approval in couple of day got the loan before time really impresses by is professionalism thank you.

Netanel made the proceses very easy and effective for me. He also advise me through the whole process.

We were more than please with Mrs. Blanco’s service. Very helpful kind business minded

Very Friendly personality and easy to talk to.

Netanel is very knowledgeable and great at conveying in simple terms the complex concepts and process leading to getting the loan. He is always available to help. Not the least of all, he is an awesome conversationalist. He made sure the load of paperwork got to us in a timely fashion and sent us repeated and welcome reminders when necessary. 

My wife and I greatly enjoyed doing business with him.


Netanel was with us at every srep of the way.  He really made us feel at ease and made the experience very pleasant as if we were family. He is very easy to approach, goes always beyond his official duties and always does it with a great smile.

Thu, thank you for your incredible service and attention to detail. Our family is to fortunate to have such an incredible resource for all of our mortgage needs. We trust you and know you will take care of our loans without us have to chase anything down! Highly recommend Thu to anyone looking to buy, refi, or simply get more information!
Thu Phi was a blessing to connect with. Qualifying for a mortgage and owning a house was something I thought would be near impossible being self employed but she worked with me and made it happen. Very grateful!
Thu Phi has amazing customer service. She makes the home buying process so easy. I highly recommend using her and her team to buy your house.
I’ve been going to Thu Phi for years for my mortgage needs. She helped me with my loan when I became a first homebuyer. I had the best experience because she was there to answer any questions I have and guide me to prepare my credit and whatever is needed so I can get the best rate. Since then I’ve refer over my family and friends whenever they need a loan.
Thu is the best at what she does. She walked me through my first home purchase and was there for me for any concerns or questions I had. Would definitely recommend her!

Thu Phi offers a very professional approach with optimal organization in getting your mortgage. She keeps you on your toes, toe nails if one is not organized whilst collecting all required information. Yet her and the staff's friendly demeanors shine through. Buying a home, for most, is the biggest transaction one undertakes, wrought with a plethora of unanswered questions. This brings much angst, primarily attributed to the vast hurdles one must go over to make sure it is done correctly. With Thu, she jumps those hurdles for you. And her attentive approach brings a sense of calmness to a potentially stressful situation. I've used her services on multiple purchases and will continue to do so in the future. Five stars and beyond.

I have had the pleasure of working with Thu Phi and her team for the purchase of several properties, and I cannot speak highly enough of their service. Each time, I found her team to be exceptionally communicative, ensuring I was always informed about the status of my loan. Their quick, thorough, and effective approach to the mortgage process made every transaction smooth and stress-free. Thu and her team consistently exceeded my expectations with their professionalism and efficiency. I highly recommend Thu Phi and her team to anyone in need of mortgage services. You can trust them to provide outstanding service and support throughout the entire process.
John was a big help in getting us in our home. I’d recommend him for anyone looking for a good lender

After experience with another lender who did not care or keep me looped in, you can imagine my relief when we worked with Thu and her Team. She kept her communication open with us, which was so important with us being first time homebuyers. She took the time to listen and explain the processes to me. I am so grateful for the seamless loan process provided to us by Thu! Also, I can’t keep Henry unmentioned! He was so informative everyday on the next steps of our loan and what was to come next. Thank you a million for helping us get into our dream home.

Thank you so much for all your help, Thu! You made applying for a loan as fast and easy as I could imagine, and I really appreciate everything you did to make it right for my needs. Thank you!!

The interest rate was super low compared to other companies. I was kept informed at all times of delays and problems. Great to work with.

Easy to work with even long distance. We were purchasing a property in Texas while we lived in GA.

John talked me through the entire refinance process, multiple times, making sure I understood the decision we were making. He is an excellent communicator and I trusted him throughout the entire process.

John is great and responsive!

John listened to our specific & special needs as he helped us.

We appreciated the thoroughness of the process!

Explained the process well and walked me through it.

John was fabulous. Recently divorce and had no clue there to start and John and his team made it a seamless process!  Thankful for all of the help and understanding.

We appreciated all the advice and how detail oriented he was when explaining our closing costs and loan estimate. He made our experience buying our first home an enjoyable and painless process!

Getting my loan was very easy and painless. Also received great advice

Everything turned out perfect! Thank you, John!

John made this process absolutely seamless. I can’t imagine having gone with anyone else.

Easy to work with and great communication.

He was always there!! Great adviser and person!!

He stayed with us during each step, with patience and answering all the questions.

John is a great communicator and was extremely helpful throughout our loan process.

Brad was on top of his game and got us from application to the closing table We even closed early
Brad is absolutely amazing to work with! I told him I was a first time home buyer and he took time to educate me on each step of the process. He was incredibly responsive and cheerful while helping to get me into a house that I love.
Brad was very thorough and helpful thru out the process of buying a new Home.
I usually do not leave reviews unless they are really warranted. If I could give both Daniela and Janet 10 stars I would in a blink of an eye! This was my 4th personal closing and by far the smoothness transaction all due to Daniela and Janet. Their attention to detail and sense of urgency made a for flawless and seamless closing. Thank you Daniela and Janet for all you did for me and my husband! Truly First class service! Jorge
Thu has taken care of me time and time again - my favorite thing about her, aside from her knowledge, is that she can go at exactly the pace you need: when I bought my house, while in the process of offloading my other home, she walked me through all my options; when I was ready to refinance, she got me to the closing table in the blink of an eye. I can’t always say I want to be friends with people I do business with, but she’s a rare find. (Three-time customer)
Excelente servido y trato muy profesional seguro y confiable
Nancy was extremely helpful and patient through this process!! She was diligent and made this overwhelming but exciting process easy! Thank you Nancy, we truly appreciate you!

Brenda is the absolute best loan officer to work with. Professional, punctual, and kind are a few words I'd use to describe her and her work ethic. Always a pleasure to do business with her!

I so love Courtney he helped me and my family was in a home in 3 months within working with him he is the best

John took each request in stide putting my best interests first, and guided me every step of the way to get the dang thing done! Now, I'm finally in my home and loving it.

John made my first home purchase so simple. He answered all my questions and made my home purchase less nerve wrecking!

As a husband and wife realtor team, we have used Nancy Ellis with many of our past clients. We appreciate her attention to detail, willingness to help every one of our clients and quick response time. Nancy is honest, reliable, and a wealth of information, as she has many years of experience in the industry. My husband and I fully trust her and even use her for our home purchases. Highly recommend!
Brad was absolutely fantastic. He was there with us every step of the way and made funding our home a reality. 10/10 would recommend!
I loved working with Brad Foster.. he walked through our first time loan. Very friendly made us feel like part of the family. Brad knows what he is doing and I will Surely recommend him and GFS for your loaning needs
Matt helped me well throughout the pre-approval process and educated me on different products, so that I could make a sound decision for the most important purchase of my life. This has been a long time coming and first helped me repair my credit so that I could get approved. Then gave me instructions on what to look out for and how to prepare to get the best loan possible. Thank you, Matt!
Brad was great! Extremely knowledgeable and stepped through the process with us all the way. He was always quick to support, even when we had some urgent requests for help while making offers. I will be quick to recommend him. He was a pleasure to work with.
Brad was super helpful and friendly! He helped us every step of the way. I highly recommend talking and working with him! He showed up in person to our closing and explained all the details with us on closing paperwork. We are first time home buyers and had great resources with him!

I began looking at houses over a year ago. When I was ready, I was introduced to Brad and Dedonda.  They helped me to procure home insurance, a home warranty, and a trusted inspection. I look forward to speaking with them again in the near future for other needs I may have. 

He said he was here to make sure we got the house and experience that would make us happy, this man kept his word then some! Highly recommending Brad to everyone looking for a house.
Brad Foster is a top notch loan officer. He has many years of experience, and it shows with his extensive knowledge. He goes above and beyond to help his clients as much as possible. Highly recommend!

I strongly recommend using Brad. He was extremely helpful through the whole process. He explained everything so that I could understand. He even showed up at the Title signing in order to help (Which most loan officers don't do. Easily 5 stars!

Brad is great at what he does. He was efficient and informative. He answered all our questions and provided us with all the information we needed. I will definitely recommend to my family and friends.
Brad Foster is the man! I've been using him for the last 10 years. Absolutely love this guy. Wouldn't go anywhere else.
Brad has been amazing he went above beyond to make sure I understood everything and had the patience with me
Mr. Foster and his crew were amazing. They were very professional and make the process of buying a house smoothly.
Sharon is awesome! This is my second home I have financed with her and no matter how I describe how easy it was, I feel I am underselling it.
Working with Nancy was wonderful. She made everything easy to understand and stress free. I appreciated her quick responses to everything which helped me get everything done. Would definitely recommend!
Un servicio muy confiable y profesional. Excelente colectivo.

Stephy from Gold Financial is knowledgeable, on the ball, works quickly and efficiently and helps people who think they can’t get loans- like me! Thank you Stephy.

John was very helpful throughout our home loan process. He explained every step in very fine detail. I will definitely recommend John to my friends.

John was great with communication! Quick closing!

John was super helful and we had a smooth experience.

John and his team were wonderful to work with. We will definitely use him again for future needs!

He was great! Fast and thorough communication. Listens to his clients!

Simply the best service around hands down. Highly recommended!

GFS Home Loans is simply THE BEST. As a realtor, I've been referring my clients to this lender for over 5 years. GFS Home Loans continues to exceed my expectations, thanks for all you do.

Great service and couldn't have found my dream home without GFS Home Loans!

Excellent professionals! Akenis and Janet are the best at their job 100%. Super Grateful for everything they do to achieve the goals!!!!
Thank you for your excellent work and dedication.
Pleased with her work, I recommend her 100%, thank you for everything
I want to thank Akenis for the great work he did with me, very professional, I recommend them 100%.

Excellent work, she and her team helped us a lot, thanks to that we have a dream come true, our little house. 🙏

Super! Great experience, exceeded expectations regarding my refinancing. I recommend it 100%. Super grateful to Akenis and her team.
Very professional and effective service. Akenis gave us support from the beginning of the process until the signing day and with her a complex process became simple and friendly.
Akenis and her team where amazing. They helped us and explained everything every step of the way. We are very grateful to have worked with them.
Akenis Montane and Janet Alonso at GFS Home Loans were an absolute delight to work with! Their kindness and consideration made the lending process a breeze. They kept us informed every step of the way, making us feel supported and confident throughout. It's rare to find such dedicated professionals who genuinely care about their clients. We highly recommend their services to anyone in need of financial guidance. Thank you, Akenis and Janet, for making our experience so positive and stress-free!
I recently had the pleasure working with Akenis Montane from GFS Home Loans and from start to finish it was an absolute pleasure through the whole process. Akenis and Janet Alonso were professional and knowledgeable. I highly recommend them to anyone looking for top-notch financial services.
I recently had the pleasure of working with Akenis L. Montane from GFS Home Loans, and I cannot emphasize enough how exceptional my experience was in the process of purchasing my first home. Akenis L. Montane displayed an unparalleled level of expertise, dedication, and professionalism throughout the loan process.
Mario Alvarenga (NMLS #2281836 branch that he works Sumner Wa ) muchas gracias por todo lo que hizo por nosotros por lograr a cumplir nuestras meta a comprar una casa 🩷🏠 NEVER GIVE UP yes it’s a lot of work process of buying a house AT THE END GOING TO BE WORTH IT 🔑 We really appreciate all the hard work that you did for us. Thank you so much again.

GFS Home Loans is simply THE BEST. As a realtor, I’ve been referring my clients to lender, Crystal Q., for over 5 years. Coming to HQ is like coming home. GFS continues to exceed my expectations. Thank you for all you do.

KASH is a true expert in the field of mortgages and home loans, and can make the impossible happen when no one else can. I am
incredibly grateful for his support throughout the transaction process, and I highly recommend him to anyone looking for mortgage assistance.

Best loan officer and staff ever. Very professional. Works good in a timely miner.

Highly professional staff and very friendly. They make you feel like you’re part of the family. They return texts and calls very quickly and explain every aspect of lending in laymen’s terms. I would absolutely use them again and refer all my friends to them.

I had a stress free experience working with Brian Knapp!!! He’s got the heart of a teacher and no matter the questions I had he would help me to understand what I was doing! I would recommend any friend or family member to do business with him! Thanks Brian!

Brilliant!!! This team is spectacular, very attentive and above all very professional. Thanks for all your help definitely highly recommended.

Gold Financial, and especially Brian were personable and took time to answer any and all of my questions. It was a pleasure working with Brian and I look forward to continuing a business relationship with Gold Financial.

I had the opportunity to be educated by a world class man like John Lehman and I received all the help and guidance I could get.

Great time working with Bob!

Monica made us feel so comfortable in the whole process of buying our first home! The communication and sense of care made us feel welcomed. She did a fantastic job.

Brad Foster was amazing! He went above and beyond to help through the whole process!

Did everything possible to make my loan be processed, very understanding and patient.

I have worked with John as a Realtor and he was always my go to guy. He has done every home purchase and refinance for me and everyone in my family. For over the last 10 years. He is simply one of the best in the business. Bonus is he is also an awesome human being!

Brad was exceptional at providing helpful and useful information. It was our first time buying a home and Brad made the experience smooth and enjoyable. 

Brad was beyond helpful and patient with us as first time homebuyers. We are so grateful for his support.

Brad was awesome! He genuinely cares about the buyer and will help you throughout the process.

John is the man! I’ve purchased 2 homes with his help, both were smooth as silk. If you’re trying to buy a home then “Look no further” he’s your guy!

Actually I’m about to buy my forever place with his help. No worries he’s got things ready to roll already. If I could move any quicker I’m positive the deal would already be done!

Thanks Mr. Lehman , you are the MAN!

We were always updated with information and John was always professional.

Great service!

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