I'm Anaisse.
Your Local
Mortgage Professional

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Anaisse Gomez

Loan Originator

NMLS# 1172714

Contact Me
Anaisse Gomez picture
11401 SW 40th Street, Suite 470
Miami, FL 33165
(305) 505-2314

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1

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2

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3

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What Our Clients Say About Us!


Very knowledgeable and professionals

I'm so happy

You all is the best a great job

Perfect!!!

Anaisse and entire team at Gold financial were truly exceptional from day 1 !! We are extremely grateful for the service and support we received . Thank you Anaisse

As a first time homebuyer, I felt at ease. She was knowledgeable, patient and caring. Anaisse and her staff are truly exceptional. Thank you for making our dreams come true.

Great experience they took care of us and answered every question we had

Perfect job!!

Very smooth process, great experience, faster then expected, will highly recommend !

Happy 💪🤩

Excelente servicio y muy profesional

Todo estuvo muy bien gracias a usted son los mejores

Great job 👏 we are happy 😊

We had an awesome experience with Gold Financial, it was a long process and they did their best to make it as smooth as possible. Thank you!!

Excellent job!

The team at Gold Financial Services was exceptional! They were incredibly professional, knowledgeable and diligent. I could not be happier with their service! They made my home owning dreams come true!!! I will definitely be recommending them to everyone I know.

Thank you all of you guys for an amazing job, I am very grateful for everything that you do for me in this journey. Excellent job. Thanks.

Estamos muy satisfechos con el servicio. Recibimos toda la ayuda necesaria desde el inicio hasta el final. Ha sido un placer trabajar con este grupo.

Gracias

Everything went smoothly we had no problem with our closing.

Lo constante rápido y profesional

Lo claro, profesional y rápida que fueron,sin duda volvería a comprar con su equipo

They did everything possible to get me in my home!

Todo el proceso

Muy buena atención Jennifer estuvo siempre pendiente a mi le agradezco mucho no hubiera sido posible sin ellas

Anaisse is a splendid loan officer. Very happy with her work and assistance. I was able to close in less than 30 days. We are extremely happy. Thanks for making our dream a reality.

It was a great, we had to get everything together and at the end it was worth it😉💯👍

The communication between the parties gave me a prompt solution to all my doubts during the all process.

GREAT TEAM- GREAT WORK

THank-you.

Anaisse and the whole team over at gold financial made our home buying transaction very seamless and hassle free. My wife and I have been using them for some time and customer service is superb. Truly the best!

Your amazing and efficient team

Janet Alfonso and Rosio Guerra provided exceptional support through the process.

Muy buen servicio y una excelente atención

Fast and easy process, all the way to the finish line (closing date). Thanks to everyone that made it possible.

Excellent , perfect

Very attentive, discussed options throughly, very professional

Nuestra experiencia fue excelente 👌, son muy profesionales y Eficaz ,los recomiendo 👍

Very helpfull and profesional people to work with defetnetly recomend

The service in general was great.

🥰🥰✅súper satisfecha

The service and I would recommend a friend or family member to Anaisse.

They provide a very good fast and efficient serbisio

Graciassss por todo agradecida infinitamente

More comunication with the client during the process.

The communications could have definitely been better. I had to continuously followup on the status and I am now still pending confirmation on the insurance policy which was supposed to be part of the escrow.

The communications regarding a difference in the down payment (20% vs 30% were not clear and thankfully I had the funds to cover the difference, but that process could have been better as well) I have had multiple transactions with Gold/AmCap and this transaction was not my same experience,. I understand that purchasing a condo adds complexity, and purchasing a condo in the state of Florida adds additional complexity, but those complexities could have been communicated better and the communications could have been improved.

Jose Conde's experience, knowledge and amazing customer service made my refinancing process quick and painless with maximizing results. His team was very professional and kept me informed all throughout the loan. I had a great customer experience because of Jose and his team, and will definitely recommend

Best services ever .

Quiero expresarles nuestro infinito agradecimiento por vuestros servicios, por su eficiencia, rapidez, excelente atencion en el proceso de la compra de nuestra casa. Hemos recibido de uds. un excelente trato y eficiencia y no dudariamos en contactarlos en una proxima oportunidad, asi como referirlos a otras personas. Simplemente GRACIAS!!!!..

Very efficient and we were provided with all the necessary information.

I am grateful for your help and patience

Very professional

Easy process

great service and timely responses

Amazing team, and a great support form all the staff specially Jenifer Morillo

The transaction was fast

Everything was perfect!!!!

Very professional and attentive to all our needs

Thank you so much for all your service

Keep up the good work

How quick Jennifer was available to me every time I need her

The communication and professionalism

Everything was great she gave good orders and is a fast worker and has great work ethic.

Help us with all our questions and guided us through the whole buy process. Thank you for the help.

Thank you for all the help and always being readily available for us!

The process was lengthy but the service and follow up by Anaisse and the Team was outstanding. Great communication and patience in explaining the process and making sure there were no unnecessary delays.

Am very very satisfied

Service was phenomenal. Thank you

I had the greatest experience of my life , thank you for all your great job and dedication.

Very good 😊♥️

They represent The best Professional 24/7 quality of customer service with their hard work patients an effort.

Great service, very helpful and professional.

The ultimate customer service and the family treatment. Rosio, Galilea and Jose Conde were there for my family and myself at all times and made the process as smooth as possible.

Las personal que laboran en esta empresa, colaboran al máximo. Con nosotros estuvieron al máximo. Gracias.

They always worked to help me in the process

Your team is great. Specifically Janet, she’s so kind and helpful. You guys are great.


Jose was always there. Way to go! Thank you all.

Anaisse and her team did an amazing job.

The most professional service received among all known lenders

Anaisse fue siempre muy profesional y eficiente. También quisiera agradecer la atención el día del cierre por Cristina ya que Anaisse no pudo estar presente por estar enferma.

Muchas gracias y nos volveremos a ver.

Jorge Echagarrua

I was always updated on a timely matter.

Excellent service. Recommend 100%.

Great communication. Great attitude.

They answer all my calls. The house I wanted had issues with title and other things. They worked the extra mile to make everything right, they took care of everything

This was a great experience from start to finish. What a great team, They were able to assist us throughout the entire process and answer calls very promptly when we had questions. A great effort by the whole staff. We are extremly happy!!

Jennifer is of great help, always available and very knowledgeable, made things easy for us.

Gold financial as a team guided me through the VA Home loan process, I also had to navigate with them the requirements from a trust i have. It was a difficult process and i also changed jobs close to closing. The team assisted me through out and they made it happen.

Very professional staff!

They finally did a great job

That you continue to be that wonderful team, i really appreciate your work

Very communicative and helpful throughout the entire process!

great services

Gracias al profesionalismo de todos y sobretodo al apoyo y trato cómo una verdadera familia, pude lograr mi sueño de tener mi primera propiedad.. gracias miles por ayudarme, son geniales.

Quick response and fast results

Tuve una atención excelente, el proceso fue demasiado rápido, sentí la dedicación y responsabilidad de todas las personas envueltas en este proceso ,le doy gracias a todo el staff por su gran trabajo porque al fin logre mi sueño,muchísimas gracias por todo.

Anaisse and the team over gold financial are simply the best. Great customer service and no gimmicks. Keep it up guys!

They really care about the home buyer & we were able to close on time!

Jennifer Morillo made this experience great, she's the best. Always willing to answer all my questions and always doing her very best to make the process smooth and successful.

The knowledge of the staff..

I would say that you are really professional and helpful in comunicación soporte helping me to understand and to get my dreams home I really appreciate you all thanks 😀

Thank you guys! Awesome job!

She was efficient

It was a very long process to do the refinance and had a couple of issues at the end. We were able to get it done finally at the end.

Great!!!!!

Timing and effective communication with excellent customer service

Todo sobre todo el esfuerzo pr ayudarnos ha tener nuestro hogar..gracias

The people that works with you was exceptional!

Family Friendly service- Amazing service!!

Good team

Respectful, Great communication, fast response.

Overall a great experience 😊

Personality attention annaisse and David Marin. A lot of compromise and dedication all time.

I'm very happy with your services😁👍

The communication throughout the whole process was outstanding really made the home buying experience a breath of fresh air.


Thank you for all your hard work.

Excellent work, good communication, you feel that you are in family.

Overall good experience! A little confusing with the cash to close amount and lock-in the rate, but all got clarified at the end.

Great service!!!

By improving communication with the clients

Went above and beyond to help me with my loan! Exceptional customer service!!

Great service super Knowledgeable about any question I had. They made everything very easy for me!

Everything was great

Awesome customer service, always answers the phone and is very clear explaining.

Muchas gracias por su ayuda son los mejores

Jose and Janet went above and beyond to make sure my first experience with buying a home went as smoothly as possible. Very knowledgeable and professional.

Thank you Anaisse and Jennifer for making our dream come true and helping us become homeowners.

The whole process was done in a timely matter. Staff is available to answer questions.

Great service overall from everyone I dealt with.

The service was fast, but my was easy.

A first rate attention from the staff. Every time I had a question or concern she was always available on emails, text and telephone. A house purchase is a very stressful situation but when you trust that they are doing the best for you a makes it a Happy Experience, Thank you very much

Great customer service

Everything was professional and fast I will recommend to every body

I did receive service practically 24/7, i would highly recommend using Gold Financial

always pending and attentive with everything and good communication

These folks made my purchase a flawless and smooth process. I’m fortunate to have been referred to them. Very appreciated. Thank you!

Great communication every step of the way. I could call her any day and any time. Every question was answered promptly and every issue was addressed quickly. It was a difficult refi, but she made it happen.

The great communication and follow through

The team was excellent, very supportive and in time.

our experience was wonderful. They are very professional and have a great knowledge regarding the real state world. definitely the next property would work with them. Thank you Annaise and for Jose all my respect and admiration. Thank you very much

Thanks You!

From the time of application, till closing service was outstanding. I received the Gold Standard , as promised....

The service was excellent. Thanks you

Everything was perfect for me

Good services!

We got amazing service from this team, from David Marin who helped us get the process started to our extremely proactive production assistant Jennifer Morillo and Anaisse Gomez who processed our case. Proactive team, answered our doubts, kept us informed at all times. Very knowledgeable about their subject, know the process from A-Z to be able to provide incredible service. We are so happy with our experience with Gold Financial Services, they made getting our first home a dream come true.

We got amazing service from this team, from David Marin who helped us get the process started to our extremely proactive production assistant Jennifer Morillo and Anaisse Gomez who processed our case. Proactive team, answered our doubts, kept us informed at all times. Very knowledgeable about their subject, know the process from A-Z to be able to provide incredible service. We are so happy with our experience with Gold Financial Services, they made getting our first home a dream come true.

Overall what was most important to me in this whole process was being able to trust them. The whole staff always answered all my questions and concerns. I will highly recommend to all my friends and family this company. Thank you to all.

Great staff, personnel, very knowledgeable, made the transaction smooth, the process was flawless. Great company and amazing service. Every question I asked was answered and made clear.

Gracias todos los servicio y gracias por ayudarme hacer mi sueño realidad bendiciones para ese negocio

Quick, easy and pleasant experience

Very Good Service Thank you

Thanks for everything

Muy buena y super atentos y muy rapido todo estoy muy felis con ellos

It was a pleasure to work with Jose’s team. They really go out of their way to make everything super easy and fast.


Everyone is very professional and available even at these odd times.


Definitely will be doing future business with them.


Thank you all for all you do..... may God keep blessing you


Jon

Amazing service. Jose Conde is very knowledgeable.

They are fast and they fight for the best option for you . You don’t have to worry about anything now I have my house and I so great full with them good bless them .

my experience with anaisse was great excellent professionalism

Everything

Get Answers to All your Mortgage Questions?

Committed to giving you all the support and guidance you need.

A conventional loan is a type of loan that doesn't have government backing or insurance, unlike FHA, VA, and USDA loans, which are insured by the government. Conventional mortgage loans, whether conforming or non-conforming, usually require a slightly larger down payment than some government loans. However, conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.

On a conventional mortgage, when your down payment is less than 20% of the purchase price of the home mortgage lenders usually require you get Private Mortgage Insurance (PMI) to protect them in case you default on your mortgage. Sometimes you may need to pay up to 1-year's worth of PMI premiums at closing which can cost several hundred dollars. The best way to avoid this extra expense is to make a 20% down payment, or ask about other loan program options.

It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan amount, and interest rate changes. Your trusted lender can help you calculate your options.

An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The Appraisal is performed by an "Appraiser" typically a state-licensed professional who is trained to render expert opinions concerning property values, its location, amenities, and physical conditions.

Contact Me
Anytime.

Anaisse Gomez

Loan Originator

NMLS# 1172714

Anaisse Gomez picture